How to get a Good Virginia Workers' Compensation Settlement
Posted: Tuesday, February 21, 2006
by jervalaw
Law Office of Jerry Lutkenhaus
When you suffer a work place accident in Virginia, you will probably be eligible for workers' compensation. At some point the insurance company will approach you and ask you if you are interested in a settlement. How much money should you settle your comp claim for?
First, you need to understand the insurance company will put a value on your case based on what it projects it may need to pay you.
Third, if you have an ongoing award of compensation, the insurance company may be looking at paying you 500 weeks of compensation under Virginia Law.
Fourth, if your injury is to your eye, arm, finger, toe, hand, arm, foot, or leg, you can usually expect to be paid for any permanent damage to that part of your body.
Fifth, if your injury is very serious and leaves you totally disabled, then you may have a claim of compensation that could go longer than 500 weeks potentially for the rest of your life.
Sixth, on the other hand if you have returned to work and you are not incurring any medical expenses and your injury has not given you any permanent work restrictions, then your claim may have little or no value for settlement purposes.
Seventh, if you face an expensive operation in the future such as a knee replacement, you would need to consider this in negotiating any settlement.
Eighth, many insurance companies in Virginia will not settle a workers' compensation case and allow you to keep lifetime medical coverage. If you do not have an alternative way to pay medical expenses, this can prevent a settlement.
Ninth, if you are on Social Security Disability or are applying for it, then you need to know the impact a workers' compensation settlement will have on your Social Security benefits.
Tenth, if you have a third party case arising out of the same accident as your workers' compensation accident the workers' compensation carrier may have a lien on your workers' compensation case.
In summary, a settlement of a workers' compensation case in Virginia includes many factors. I have listed some of the most important above but the best advice is to seek out an experienced workers' compensation attorney and have him/her evaluate any settlement proposal. We offer a "free consultation" about your case so call us before you do that settlement. After you do it there is not turning back.
Copyright© 2006, Gerald G. Lutkenhaus. ALL RIGHTS RESERVED
This may be considered AN ADVERTISEMENT or Advertising Material under the Rules of Professional Conduct governing lawyers in Virginia. This note is designed for general information only. The information presented in this note should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
Gerald G. Lutkenhaus has been representing claimants in Virginia for over 30 years. In the July 1999 issue of Richmond Magazine he was rated one of the Best Workers' Compensation Lawyers in Central Virginia. In 2003 he received the "AV" rating from Martindale-Hubbell, its highest rating for lawyers. In 2005 he was selected for the Bar Register of Preeminent Lawyers. You can get more information from http://www.virginiadisabilitylawyer.com or http://www.geraldlutkenhaus.com or call Jerry Lutkenhaus for a free consultation at 804-358-4766.
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Top-level comments on this article: (5 total)I'd say this is by far one of the best summaries I've seen on the net.
This article cuts through the maze of questions about a workers compensation settlement in Virginia. I would talk to this lawyer if I needed to settle my case.
Virginia Workers Compensation settlement questions are summarized very well. Thanks. If I need an attorney or lawyer, I guess I will call this one.
Virginia workers compensation should not be difficult. This article gives some helpful tips on how to get a settlement. It indicates what is important.
Virginia Workers Compensation law is supposed to be consumer friendly. Often it isnt all all. This certainly helps.
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